Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Hill Financial Group, LLC and Strategic Planning Group
Three Ravinia Drive, Suite 1830 • Atlanta, GA • 30346
Phone: (770) 352-2200 • Fax: (770) 399-6363

*Registered Representative of, and Securities and Investment Advisory Services offered through Hornor, Townsend and Kent, Inc., (HTK), Registered Investment Advisor, Member FINRA/SIPC.  Three Ravinia Drive, Suite 1830, Atlanta, Georgia 30346, 770-352-2200.  Hill Financial Group, LLC, and Strategic Planning Group are independent of HTK.  HTK is a wholly owned subsidiary of the Penn Mutual Life Insurance Company.
 

HTK does not provide tax or legal advice.  Please consult with a qualified advisor regarding your individual circumstances.

Our representatives are licensed to offer insurance and securities in our resident state of Georgia (GA), including other states.  For additional licensing information please contact our main office number provided above.  This is not an offer or solicitation in any state where not properly licensed and/or registered.
 

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