Hill Financial Group, LLC and Strategic Planning Group

HELPING OUR CLIENTS ACHIEVE TOMORROW'S DREAMS TODAY

Hill Financial Group prides itself in providing its clients with comprehensive and integrated financial services. Our advisors' vast experience in Life and Health Insurance and Money Management* has allowed us to more effectively assist you and your family in envisioning and realizing your financial and retirement goals. 

Our qualified team will help you simplify the complex questions of life:

  • What would happen to my family or business if something unexpectedly happened to me?
  • How much money will I need when I retire?
  • Are my assets properly positioned to allow me to reach my goals?
  • How will I pay estate taxes?

We will assist you in determining the answers to these questions by developing a targeted plan aimed at achieving your current and future financial goals. We then will help you implement that plan whether it means reallocating your investments, updating your insurance or simply putting you in touch with a trusted attorney or certified public accountant. Our team is committed to guiding you through the entire process and to being here in the future to insure that your roadmap is on track in helping you achieve financial security.

 

"Planning for today to secure your tomorrows”

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

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Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Small Companies Face Costly Cybersecurity Threats

For many small businesses, the Internet is an important tool, but cybersecuity risks are growing. 40% of all targeted Internet attacks are now directed toward companies with fewer than 500 employees, and just over half of small businesses have a basic cybersecurity plan. This article provides tips to the small business owner about how to shore up their online defenses.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

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